- Tiered interest rates based on account balance
- Online Banking at no charge
- $1,000 opening deposit
- $1,000 minimum balance (to avoid a $15 monthly maintenance fee)
- $3 fee for withdrawals in excess of six per month**
- Earn interest on your funds
- $100 opening deposit
- $100 minimum balance (to avoid a $10 quarterly maintenance fee)
- $3 fee for withdrawals in excess of six per quarter**
- Competitive interest rates based on amount of deposit and term of certificate
- Different terms provide flexibility
- Automatic renewal at maturity with a 10-day grace period
- $500 minimum deposit
(Early withdrawals may incur a penalty.)
We offer a number of credit services to meet your financing needs, including commercial loans, lines of credit and business credit cards. Your local Bank of Hampton Roads or Gateway Bank lender can work with you and will make decisions in a timely manner on things that matter to you.
**Under Federal Regulation D, savings and money market accounts are
restricted to six third-party withdrawals or pre-authorized transfers per
statement cycle. All check withdrawals, as well as transfer withdrawals by
telephone, online banking, wires or ACH, or other pre-authorized withdrawals,
are included when counting the number of restricted withdrawals. Your
account is monitored over a 12-month period. Exceeding these federally-
established withdrawal limits could cause us to move your account to a checking account, which allows unlimited withdrawals.
For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees.